A household budget
The budget spreadsheet, done right.
Every account, every bill, and what's left at month's end. Shared live with your partner.
Free. No bank logins.
We kept ours in a spreadsheet for years.
A tab per month, a template to copy, a formula that broke every January. This is that sheet with the work already done; our own budget lives in it.
Real-time collaboration.
Invite your partner with a link. What they enter on their phone is on your screen as it saves. Mark an account private and only you see it.
Every account, one running balance.
Checking, cards, brokerage, 529s, the house and the mortgage. Each carries its balance month to month, so the net worth up top is real.
Stay on top of your bills.
Bills by date, checked off as you pay them. What's left once the rest are paid is counted for you.
Set it up your way.
Budget layout
Your own sections in your own order, each bill on the day it's due, with its share of your income beside it.
Summary bar
Choose which numbers sit at the top: net worth, cash against debt, what's left this month.
Categories
Name them, order them, merge them. None are pre-decided.
Straight answers
- Does it connect to my bank?
- No, on purpose. You type it in, so nothing is handed over.
- What does it cost?
- Nothing right now. If that changes, you'll hear it from us first.
- Does it work on my phone?
- Yes. The site is optimized for your phone. A proper app is on the way.
- How do I sign in?
- With Google, or a link sent to your email. No password.